Open an Account

Smart. Secure. And
So Very Simple.

With low or no monthly fees, balances that earn dividends, and options that fit every need, FirstLight has the checking account that makes perfect sense for you.

Open an Account

The Right Checking for Your Life

Don’t want monthly fees? No problem. A checking account that pays dividends? You got it. An account that’s built to get you back on your feet financially? It’s right here. Our checking accounts aren’t just options, they’re answers.

  • No monthly service fees* – Keep more of your money where it should be: in your account.
  • VISA® Debit Card with Purchase Rewards – Earn perks with everyday spending.
  • Nearly 30,000 surcharge-free ATMs** – Get cash at over 100 local spots and 1000s of ATMs across the country.
  • Nationwide access through CO-OP, AFFN & NYCE networks – Your account goes where you go.
  • 24/7 banking access – Manage your money anytime by phone, online, or with our mobile app.***


    • *No Minimum balance fee on a Simply Checking Account. A $5.00 monthly fee is applied on a Simply More Checking Account, when the minimum balance falls below $2,500.
    **No fee ATMs include CO-OP Network only
    ***Standard text-messaging and data rates may apply through the wireless carrier.


    Simply
    More
    Checking

    0.10% APY on $2,500 $4,999
    0.125% on $5,000+

    APY – Annual Percentage Yield

    Open an Account

    Direct Deposit
    Makes It Easy

    Sign up for direct deposit and your paychecks will go straight into your account without you having to do a thing. Reliable, automatic deposits mean your money will be safe, secure, and waiting for you every payday. You can even use it for recurring payments like Social Security, VA compensation, or retirement funds. Sign up today!


    Low or No Monthly Fees

    We’re member-owned, so we never charge exorbitant fees.

    Earn When You Spend

    VISA® Debit Card with Purchase Rewards means you get paid when you buy.

    Access your money anywhere

    Thousands of no-fee ATMs** locally and across the country.

    Free Online &
    Mobile Banking

    Manage your money
    on the go.