From Zero to 60 with No
Payments for 90 Days
Competitive rates, terms up to 84 months, and a 90-day no-payment period that gives you breathing room. Let’s get you on the road with a FirstLight auto loan.
Flexible Loan Options
for Every Ride
Whether you’re shopping for a new or used vehicle, or looking to upgrade your ride with a classic car or motorcycle, FirstLight Federal Credit Union offers affordable and flexible loan options that fit your needs. From RVs to powersports, we’ve got you covered.
Available Loans:
Helping You
Drive Affordably
At FirstLight Federal Credit Union, we’re more than just a financial institution—we’re a proud part of the El Paso, Las Cruces, Fort Bliss and Horizon City communities. Our goal is to make your auto loan experience as simple and affordable as possible, because we know how important it is to get the car you need without breaking the bank. We’re here to help local residents find the right loan options with competitive rates and flexible terms that fit your budget.
No Payments for 90 Days
Get your car keys right away with extra time to pay.
Competitive Rates
We help you save on your next ride with members-only rates.
Quick, Easy Application
Apply online or talk to our friendly loan professionals by phone.
Flexible Terms
Choose loan terms that fit your financial situation.
Exclusive Member Benefits
Get discounts and more when you’re part of the FirstLight community.
Local Support
Our team of friendly loan experts is here for you every step of the way.
| Vehicle Loans* | Term | Rates |
|---|---|---|
| 2022-Newer | 48-84 months | 5.00%-17.99% |
| 2020-2021 | 48-78 months | 5.75%-17.99% |
| 2005-2019 | 48-78 months | 7.05%-17.99% |
| New Recreational Vehicle | Up to 180 months | 8.29% -17.99% |
| Used Recreational Vehicle | Up to 180 months | 8.29% -17.99% |
| Classic Vehicle | Up to 84 months, $7,500 + | 7.49% -17.99% |
| Powersport and Motorcycle | 12-78 months | 7.05% – 17.99% |