Banking That
Means Business
Business loans*, lines of credit, merchant services – we’re here for whatever you need for your business. Because our business is growing yours.
We Mean Business
Running a business takes guts, grit, and a solid financial partner. Which is why, whether you’re starting out or scaling up, we’re here for you with everything you need to build your business. From everyday banking to big-picture financing, FirstLight offers the smart, flexible tools that make business banking easy.
Making
Business
Personal
Every business is different. But at FirstLight, our business customers all have one thing in common: Personalized guidance and support tailored to their unique needs. Our dedicated Business Member Service Representatives get to know your business and provide the tools and services you need to grow. Because at FirstLight, taking care of business means taking care of you.
Flexible Financing Options
Lines of credit and loans designed to grow with your business.
Getting You Paid Easier
Hassle-free major credit and debit card payment acceptance.
Checking Accounts Options
Choose from accounts that match your business size and transaction volume.
Comprehensive Merchant Services
Process payments seamlessly, in-store
or online.
Dedicated Business Support
Work with local experts who understand
your market.
Convenient Digital
Banking
Manage your accounts anytime, with our online and mobile services.
Account Type & Rates (click to expand)
| Average Daily Balance of $2,500 – $9,999 | 0.50% | 0.50% |
| Average Daily Balance of $10,000 – $24,999 | 0.70% | 0.70% |
| Average Daily Balance of $25,000 – $49,999 | 0.80% | 0.80% |
| Average Daily Balance of $50,000 – $99,999 | 0.85% | 0.85% |
| Average Daily Balance $100,000 – $249,999 | 1.10% | 1.11% |
| Average Daily Balance $250,000 – $499,999 | 1.10% | 1.11% |
| Average Daily Balance $500,000 + | 1.15% | 1.16% |
| 91 day | 3.01% | 3.05% |
| 6 month | 3.83% | 3.90% |
| 1 year | 3.88% | 3.95% |
| 18 Months | 3.69% | 3.75% |
| 2 year | 3.83% | 3.90% |
| 2 year Changeable (Bump Up) ** | 3.40% | 3.45% |
| 30 month† | 3.35% | 3.40% |
| 3 year | 3.35% | 3.40% |
| 4 year | 3.25% | 3.30% |
| 5 year | 3.49% | 3.55% |
| 91 day | 3.06% | 3.10% |
| 6 month | 3.88% | 3.95% |
| 1 year | 3.93% | 4.00% |
| 18 Months | 3.74% | 3.80% |
| 2 year | 3.88% | 3.95% |
| 2 year Changeable (Bump Up) ** | 3.45% | 3.50% |
| 30 month† | 3.40% | 3.45% |
| 3 year | 3.40% | 3.45% |
| 4 year | 3.30% | 3.35% |
| 5 year | 3.54% | 3.60% |
| 91 days | 3.11% | 3.15% |
| 6 month | 3.93% | 4.00% |
| 1 year | 3.98% | 4.05% |
| 18 Months | 3.78% | 3.85% |
| 2 year | 3.93% | 4.00% |
| 2 year Changeable (Bump Up)** | 3.49% | 3.55% |
| 30 month† | 3.45% | 3.50% |
| 3 year | 3.45% | 3.50% |
| 4 year | 3.35% | 3.40% |
| 5 year | 3.59% | 3.65% |